accident questions

[1badacc]

this thread is heading downhill fast

[shadowdlink]

I'm not a dumbass okay, get your shit straight or don't post on my fucking thread!
Like they say, if you don't have shit to say, then stay the fuck out.

If you were to have said it like this, people would really think otherwise. Its just a prejudice that a lot of members in this forums have against L33T writing and word abbreviation. You have to understand that a lot of us have a hard time reading or making sense out posts made in leet writing or without use of proper punctuation.
It also tells us that you yourself are not taking us seriously because you are not bothering to post in an understandable English grammar.

If you want everyone to take you seriously, then you will have to start making proper sense in your sentences. Just a friendly word of advice.

On topic:

If the damage isn't much, then go toy your local Junkyard and ask for prices on the parts you need. Then, try to make a deal with your cousin for the parts cost.

[mj213]

Dam yo gt srbd.

Surely, if you can add tags to the thread, you can go the extra mile and form complete sentences. Eventually people will stop reading your posts (that means they'll also stop posting answers for you).

As for your question, as others have said, your insurance may or may not go up depending on who you have, your age, and your policy type. Your friends most assuredly will go up, if his insurance (if he has it) will cover him driving someone else's car.