Whats your credit score?

[pretty_ricky302]

Got mine yesterday 681
was 618 same time last year
im 22 guess thats not bad

[deevergote]

Mine was 740 or something when I bought my SE. Don't check it too often, as checking your score actually brings it down (I assume it's because multiple credit checks can indicate a problem with your credit...)

[Chrisisiced]

How'd you guys check

[Gemini]

Mine was 740 or something when I bought my SE. Don't check it too often, as checking your score actually brings it down (I assume it's because multiple credit checks can indicate a problem with your credit...)

From what I've heard it no lomger affects your credit score when you check check often, i could be wrong

[Gemini]

How'd you guys check

go to freecreditreport.com

[pretty_ricky302]

I got mine from my cc company citibank, they send me a detailed folder with the good points and bad points and what to do to increase my score, also shows my open accounts and if there were reported late. Its very nice.

[gloryaccordy]

I get a quarterly report from Capital One. Lowest it's ever been was high 500s (bad times, no money, no knowledge of credit)... right now it's back up to the high 600s. I'm gonna cancel my cards soon because my interest rates are crazy.

[203Cree]

720's last I checked....

[AccordWarrior]

I get a quarterly report from Capital One. Lowest it's ever been was high 500s (bad times, no money, no knowledge of credit)... right now it's back up to the high 600s. I'm gonna cancel my cards soon because my interest rates are crazy.

Quarterly report from Capital One? Does it list on your bill, or is it a separate form? I don't think I've ever gotten one, although a lot of times, they just keep sending me blank checks that I rip up...maybe that's enclosed.

I've always been under the impression closing a card is bad.

[92_EX_Ninja]

im sittin in the 560-580 range, i fucked up when i turned 18 and got as much credit as possible and fucked myself over good....but im trying to recover..that shits hard to fix

[gloryaccordy]

Quarterly report from Capital One? Does it list on your bill, or is it a separate form? I don't think I've ever gotten one, although a lot of times, they just keep sending me blank checks that I rip up...maybe that's enclosed.

I've always been under the impression closing a card is bad.

The rates I have on them are inhumane though. I guess I could just keep them open and just open up another one, but having a lot of cards just seems to be an invitation for ID theft. I've got used to paying for everything by debit card, I have no need for CCs.

[lil_dcb7]

zero

hey what can i say, im a teen

[Gemini]

zero

hey what can i say, im a teen

lucky you....new credit is way better than bad credit

[Beefy]

grr i don't want to think about how bad mine is becuase of hospital bills that fucking workers comp didn't pay GRRRRRRRRRRR

[apuforyou]

I'm 18 and I cant get a damn credit card because I don't have credit...

Interesting concept eh...

Anybody know an easy place to get a credit card or just to get credit other then a phone plan and buying a new car?