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    loan help...

    well.... i'm really stuck... i have no car.... no credit... and a little bit of money... but like... my mom drives me to work everyday and refuses to help me get a car (because of the accord.... she said i brought that upon myself and now i gotta help myself) sooo i've been looking around and i'm wondering if there is anyway i could possibly get liek a 3k loan? i mean... not for a awsome car but something decent to get me to college and junk (that means driving to penn. and around there and stuff) but the thing is i have no credit... but i dunno... somebody help me out :P oh yea... i do have a job and get paid every week but i dont' really get paid shit (6.50)


    SOLD!

    #2
    im not sure if its the same way in the US but up here if you dont have credit and a steady job no bank will give you a loan unless your parents co-sign on it.


    Burrito Bandidos: It will change your fuckin life

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      #3
      Originally posted by JamesB14
      im not sure if its the same way in the US but up here if you dont have credit and a steady job no bank will give you a loan unless your parents co-sign on it.
      amen to the co-sign

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        #4
        But his parents wont let him.

        Do you have a savings account? ever had credit cards? If you really havent ever paid anything on credit, then you might be screwed at this point. Its a good idea to get a credit card, buy stuff on that instead of with cash, and then pay it off each month. This will get you some credit. Maybe you can talk your mom into co-signing.. maybe give her like 50 a month until its payed off.. just so she co-signs. But before you get into anything, make sure you have a way out of it aswell. Dont end up like most americans with 14k in debt on stupid stuff that originally cost 6k.

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          #5
          Originally posted by aero
          But his parents wont let him.

          Do you have a savings account? ever had credit cards? If you really havent ever paid anything on credit, then you might be screwed at this point. Its a good idea to get a credit card, buy stuff on that instead of with cash, and then pay it off each month. This will get you some credit. Maybe you can talk your mom into co-signing.. maybe give her like 50 a month until its payed off.. just so she co-signs. But before you get into anything, make sure you have a way out of it aswell. Dont end up like most americans with 14k in debt on stupid stuff that originally cost 6k.

          word... but moms credit is shit... but i dunno... but we've been talking about taking both our returns and getting me a talon tsi or whatever its callled.... i know this dude selling one for 3k... and its an auto and its fast as crap... but yea... hopefully by the end of next week i'll know..


          SOLD!

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            #6
            if youre looking for a reliable car that you wont have to pump lots of money into, beware of the talon.
            2010 Taurus SHO - Livernois Goodies
            2002 BMW 330 CI Convertible - HUNK OF JUNK

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