Bills Bills Bills

[Big Body LX]

As long as the investment doesn't break you. There is a term called "house broke" where you don't have any money because it's all tied up in your house.

I understand why most people say renting is wasting money but to me, the money I'm saving is good for now. I'll buy when I hit the 50k a year mark.

[93EXaesthetic]

As long as the investment doesn't break you. There is a term called "house broke" where you don't have any money because it's all tied up in your house.

I understand why most people say renting is wasting money but to me, the money I'm saving is good for now. I'll buy when I hit the 50k a year mark.

as long as you have a plan mang...

[501accord]

wtf?
tell your parents that it's kind of illegal to charge you rent.........i'd murder mine for that shit

i dont mind...he helps me alot with stuff and has been giving me driving lessons since i was 11..and its only 100 every two monthes...its aint a biggie

[rebels]

ahhh yes i love bills.. i'm probably gonna get a room mate come the spring coz i'm tempted to buy a new bike and save for a house or something in the future.

my credit is decent.. i've been paying ALL of my bills on time for the past 2 years since i have lived on my own. i've had about 4 or 5 late payments on a CC but i always pay them off in a huge lump sum.

bills are coming at me harder now and with x-mas shopping coming up.. oh sheesh.

rent, electric (horrible in summer in florida with the a/c always on), cell phone, cable bill, and the nice new payment for the lexus.. parents pay my insurance.

[Neriah06]

hmm yes an apartment is a good short term if you DO NOT want to live with parents, when i turn 18 im out for about a year just to party it up, then move back home and save or move into a house if i have enough money....WOOT

[93EXaesthetic]

hmm yes an apartment is a good short term if you DO NOT want to live with parents, when i turn 18 im out for about a year just to party it up, then move back home and save or move into a house if i have enough money....WOOT

yeah ive been away on my own for like 5 years..just came back home to readjust to the civilain world..
...now my buddy from college..is like you younger guys 17-20 yr olds who have never had there own place..he is trying to get out and live on his own...man i tell you i dont think your mom would let you bring in different girls everyday of the week..especially if there drunk..LOl....

[Big Body LX]

Eventually people who move out to "party" will realize they want some privacy in their home (which is not doable with a party house). When I have people over I lock all the doors in my apartment except for the main bathroom for obvious reasons. No one goes in or out of my room, my laundry room (my storage for wheels is in there), or my kids' room for any reason...

[92accordlxtuner]

So whats the best way to fix your credit. I have the pleasure of having great family members (mom, dad, uncles, etc) that beg me to buy them shit (ballys, cell phones, medical coverage, a car) under my name, promising they will never be late...and i end up footing the entire bill.

My credit is shot thanks to these assholes (still love em, they are fam)...so what can i do? I heard get a credit card, buy EVERYTHING you spend cash on with it (grocies, gas, etc) and pay the very NEXT DAY. In a few months the score is supposed to inflate to a nice level.

[Big Body LX]

What I heard is you're supposed to buy stuff on credit cards and pay it off around 3 months. Supposedly if you pay it off every month it doesn't show up as quickly on your credit. Also never go above 60% of your max balance.. this isn't really great advice though because you'll be in debt.

STOP PAYING CASH FOR THINGS. I pay via debit card or check now.... When you pull out 400 in cash no one knows where it went.... at least that's how I think they see it.

Credit score just basically says how much you like to stay in debt, how much debt it is, and how quickly you pay it off... so in theory someone who has a million in mutual funds but hasn't owned a CC or had any kind of loan in 10 years will have a really shitty credit score. Ah well at my age I need credit so when I do get ready to buy a house I can actually get approved.

[Big Body LX]

Here you go 92Accord:

How your FICO is calculated:
http://www.myfico.com/CreditEducatio...re.aspx?fire=5

How to improve your FICO:
http://www.myfico.com/CreditEducatio...re.aspx?fire=5