StateFarm gave me a new @sshole

[DrLove'sKuDang]

well i got my insurance renewal yesterday. and my monthly fee went from $80, to $260. wtf!?!?!?!! you ask... its because back in '03 i had a speeding ticket that just now went through the system. and from what i was told, anything over 100mph is comparable to a dui, in terms of a fees hike... eventhough i was completely sober and under control.

but thats not the worst part. i got into a tiny accident at the beginning of this month. so small there wasnt any physical damage to the car i was driving, not mine. it only scraped clearcoat off of the lady's bumper. but because of that, in 6months when my policy renews again, it will then go up to $404/month!!!!!!!

needless to say, im getting new insurance elsewhere.

[clarksterdotcom]

well i got my insurance renewal yesterday. and my monthly fee went from $80, to $260. wtf!?!?!?!! you ask... its because back in '03 i had a speeding ticket that just now went through the system. and from what i was told, anything over 100mph is comparable to a dui, in terms of a fees hike... eventhough i was completely sober and under control.

but thats not the worst part. i got into a tiny accident at the beginning of this month. so small there wasnt any physical damage to the car i was driving, not mine. it only scraped clearcoat off of the lady's bumper. but because of that, in 6months when my policy renews again, it will then go up to $404/month!!!!!!!

needless to say, im getting new insurance elsewhere.

that sucks man, but i got good news....



i just saved a bunch on MY car insurance by switching to geico!...

[DrLove'sKuDang]

that sucks man, but i got good news....



i just saved a bunch on MY car insurance by switching to geico!...

lolol... funny you say that. i DID switch to geico. haha... and i saved a shit load. right now i lowered my coverage a little and im paying $750/6months... but if i want the same coverage it would cost me $1200 instead of $2400 for 6 months.

guess commercials DO work...

[JDMAlex]

wish i had gico

any-way, i think i will be in the same boat as you.. i dont think my speeding ticket went threw because my insurance is getting lower so i guess the system will come and rip my asshole..

great!.. fucking awsome!

[wed3k]

dang...that blows.

[k-mart]

lol @ the geico commercial reference

but for real, i wouldnt drive if my premiums were $400/month. well, i couldnt afford it actually. glad everything is situated now though

[aero]

Do you have full coverage? I have minimal coverage.. and pay like 800/6 months. I just lost my good student discount since all my bad grades transferred, used to be like 600/6 months. But I have 1 accident at fault and a ticket.. maybe 2. My tickets should be dropping off my record soon and maybe a year till the accident gets dropped. That means I can get more!!! YAY
(Im going back up to TN for any crazy driving though... I can use up all 3 lanes through the mountain twisties doing 90 again without a worry since wreckless driving is only $50)

[That1guyN8]

"needless to say, im getting new insurance elsewhere"

Wise choice^

[DrLove'sKuDang]

Do you have full coverage? I have minimal coverage.. and pay like 800/6 months. I just lost my good student discount since all my bad grades transferred, used to be like 600/6 months. But I have 1 accident at fault and a ticket.. maybe 2. My tickets should be dropping off my record soon and maybe a year till the accident gets dropped. That means I can get more!!! YAY
(Im going back up to TN for any crazy driving though... I can use up all 3 lanes through the mountain twisties doing 90 again without a worry since wreckless driving is only $50)

that is kind of expensive, you should be able to find a better deal. mine is less than that and i have an accident and a wreckless driving/speeding ticket. its basically full, except for compensation. so if i hit someone, i gotta pay for my own car... but i still have all the random coverages like uninsured motorists and shit like that. and my liability went up from 25/50 to 30/60... so in that respect i have better coverage now.

[aero]

that is kind of expensive, you should be able to find a better deal. mine is less than that and i have an accident and a wreckless driving/speeding ticket. its basically full, except for compensation. so if i hit someone, i gotta pay for my own car... but i still have all the random coverages like uninsured motorists and shit like that. and my liability went up from 25/50 to 30/60... so in that respect i have better coverage now.

Well, i guess I have what you have... I also have the... if i hit someone, i pay for mine. It wasnt bad @ 600 before I lost my discount. After next term.. hopefully I'll be able to get it back.

[Bluejayde]

I pay $135 a month for liability. I'd really like to get it lower, but I've heard before that Geico isn't much cheaper. And I don't want to have shitty coverage in case I actually get in an accident. Any suggestions?

[DrLove'sKuDang]

you can check out geico online. honestly, i thought it was bullshit, but i was pleasantly suprised when i got the rates i did. if youre not happy with what they tell you, then you can goto a local insurance broker. they will take all your info, and enter it into a database. and the computer will spit out all the rates from different companies in their system... and itll show you the best rates depending on what coverage you want.

[gloryaccordy]

Geico cancelled our policy, but it was expected:

-I got a speeding ticket, 67 in a 40
-Dad crashed the I35 twice, then hydrolocked the engine
-Mama got hit by some lady
-Older sis had a major accident way back and got major $$$ for damages

So now for 3 drivers I think we pay $10K every six months or annually, which is absolutely insane...however it's prob. all my fault as I'm a young dude in a Honda. NYC insurance is fucking crazy though.