I'm ruined... itterally

[kc8enb07]

I had a bank account at Chase. I deposited some online sales thru paypal there on Wednesday. I go to get cash to ship. all my accounts are 0. im like wtf.

i go in discover that i had a overwithdraw in May. only $24.
long story short , i keep nothing in my checking bc no interest, so when i use my debt credit to use paypal or whatever, i online transfer from my savings.

i guess it was delayed when i did that. i wait a few hrs normally. so i overwithdrew $24. they magically lost the money i transfered. and hit me w/ fees. $4 fee every 2 weeks in savings for too low amount, and $5 daily for over withdraw. plus some random others they cant explain.

so a $24 oops now is -$192 after they took all my savings to try and pay this.

also they took the $84 from paypal then closed the account and sent me to a collection agent.

never a word or statement.

kinda funny since i had the money in savings but they waited a month to build up the fees b4 transferring over all my savings which would have solved that problem on day 1.


so im going to have a garage cleaning to get some cash soon, if u see, please find something of interest to get. i got to get some cash to ship these paypal items they took the money for.

/rant

[MikeW]

banks suck.

Cash ftw.

[owequitit]

I would deal with the bank first.

[kc8enb07]

I would deal with the bank first.

i would like to, but they wont deal w/ me. told me call the collection agent and gave me a 877 number

and they told me i have to wait til its processed

[RiceKillinSi]

Banks are crooked as hell. I had a similar situation where I had $5 in the bank. My paycheck got deposited, but it was showing up pending on the online banking. I thought i was ok and paid some bills and did a little shopping. The bank processed the other transactions before my paycheck so i had right at $300 in overdraft fees. Fuk banks.

[slammed4thgen]

Banks are crooked as hell. I had a similar situation where I had $5 in the bank. My paycheck got deposited, but it was showing up pending on the online banking. I thought i was ok and paid some bills and did a little shopping. The bank processed the other transactions before my paycheck so i had right at $300 in overdraft fees. Fuk banks.

as bad as it is, thats their job man.

i am very aware of the shit they do as i have deposited a 900 dollar check and had 125 to last 2 weeks...before rent.

they gave me one overdraft back.

oh well life goes on! pay attention to your accounts ladies!

tom i hope everything goes better for you soon pal

[Law Grandeur]

chase and citibank = thieves

also wamu and bank of america = shitty banks that steal but always claim they dont charge you for shit

[kc8enb07]

what is a good national bank ?

[ultramatt7]

Thats how banks make money, happened to me couple of years ago,i go to the ATM to get money out and it said insufficiant funds ,i knew my checking account was low so i waited a couple of days till i get paid,i go to put some money in and they told me i was over 600$ in the negative,you would think you would get some sort of notification the first time it went in the negative but no,this was a little over a months worth of overdraft fees,they screwed me bad.

[Lil' Whitie]

ooo man sorry to hear about that that, yeah i hate that when the banks never let you know about your current balance. only tip i can give ya is from now on always check you account info everyday but then again it is a savings account so you'd think it be alright.


i have charter one and i have been chared i think a total of 3 overdraft fees the two years i had it and they canceled all thrree each time, so i say they are pretty cool..


hope it works out for you bro the ecomony is tough right now and banks sure ain't helpin right now

[ultramatt7]

chase and citibank = thieves

also wamu and bank of america = shitty banks that steal but always claim they dont charge you for shit

Thats where i was Bank of America,not anymore

[CoPilot1]

i bank at USBank. G-ma banks at Region's. US Bank isn't bad, but could be better. Region's is about the same. Holler at me later if you see this Tom

[Leung]

i got burned like that because of my brother who gave me a rubber check, i swear banks sometimes like screwing the people instead of helping them save money.

[accordtypeR]

Thats where i was Bank of America,not anymore

Shiiiit I call them BASTARDS OF AMERICA...

[bigjoegood1]

Credit Unions FTW! They are usually a little less evil